The Florida Supreme Court Case Number SC 13-2384 contains witness testimony distinguishing Ocwen Loan Servicing's pattern and practices
Which include fabricating evidence, misrepresentation of material facts, altering previously submitted evidece, and committing gross and deliberate frauds on the courts
Disregarding previous Judgments and sanctions, and ignoring Court Orders and settlements wherein Ocwen was told and agreed to stop such horrendous acts, the Evidence and testimony shows thaat Ocwen continues to commit fraud. Specifically named 114 times in the above referenced document for acts such as:
- Submitting as exhibits and evidence copies of purported assignments and allonges, representing to the Courts that these documents are original contemporaenously created records of a transaction which actually occurred, knowing in fact they are nothing more than false, fabricated evidence as they were fabricated by Ocwen.
- On Page 47 it is stated "One of the areas of massive foreclosure fraud today surrounds the use of endorsements and allonges. FURTHER that Ocwen was “FIXING” HOLDER STATUS, OWNERSHIP, DOCUMENT DEFICIENCIES & DEFECTS & ENDORSEMENT CHAINS WITH FABRICATED ALLONGES & ENDORSEMENTS
- For instance, Circuit Court of St. John’s County, Florida recently found “Additionally, the Court is concerned with the authenticity of the documents filed. Plaintiff is asking the Court to ignore the documents filed in the first two Complaints, and to rule solely on the most recent Complaint. However, all three of these documents appear to be inconsistent with one another and have changed as needed to benefit the Plaintiff.
- It is common practice for Ocwen to tamper with the collateral file, remove documents, destroy documents, create documents and even create endorsements and allonges after the fact.
- From Page 55: line - 258. The mere fact that an allonge was scanned and imaged into a servicer or document custodian’s imaging system is prima facie evidence that the allonge was not attached and was scanned as a separate piece of blank paper.
In a settlement with 49 states, the District of Columbia, and the federal Consumer Protection Bureau.
A consent Judgment was entered in February of 2014 wherein an effort was made to remedy the unlawful actions which had become routine pattern and practice at Ocwen.
Among the practices which Ocwen agreed to remedy, distinguished in this agreement are:
- Servicer (Ocwen) shall ensure that factual assertions made in pleadings (complaint, counterclaim, cross-claim, answer or similar pleadings), are accurate and complete and are supported by competent and reliable evidence
- Servicer (Ocwen) shall implement processes to ensure that Servicer or the foreclosing entity has a documented enforceable interest in the promissory note and mortgage (or deed of trust) under applicable state law, or is otherwise a proper party to the foreclosure action.
- Servicer (Ocwen) shall ensure that mortgage assignments executed by or on behalf of Servicer are executed with appropriate legal authority, accurately reflective of the completed transaction and properly acknowledged.
After a multi-state examination of Ocwen the State of New York
In a December 2014 consent orderfound: in a multistate examination of Ocwen, as well as examinations of Litton and Homeward, the entities ultimately acquired by Ocwen. The examination of Ocwen identified, among other things, deficiencies in Ocwen’s servicing platform and loss mitigation infrastructure, including (a) robo-signing, (b) inaccurate affidavits and failure to properly validate document execution processes, (c) missing documentation, (d) wrongful foreclosure, (e) failure to properly maintain books and records, and (f) initiation of foreclosure actions without proper legal standing.Ocwen continues the pattern and practice of fabricating documents to deliberately decieve the courts as to standing in lawsuits.
Amber K. Wilson has been a Servicing Operations Specialist at Ocwen since May 2015.
According to her profile on Linked-in, Ms. Wilson says her current duties include, “Researching Mortgage Documents to verify a full Chain of Title is present. If it is not, to create the needed Documents (sic).
In 2016
Amber K. Wilson is admitting on a public website that Ocwen Loan Servicing fabricates false documents to create a “proper Chain of Title” if there are errors in the existing file
It is fraudulent to recreate a chain of assignment with fabricated documents to create the appearance the current servicer has standing. the fabricated documents don’t reflect an actual transaction (sale, transfer)- they are nothing but outright fraud.
It would be great to depose Ms. Wilson. It is a federal crime to forge or fabricate assignments, notes and file them in the country records. Any falsified documents should result in sanctions for servicers and their attorneys. This factual document demonstrates that Ocwen is engaging in fabricating documents and doesn’t bother to educate their employees not to broadcast this crime on a public website.
Source and credit for Amber Wilson's Linkedin profile comes from Living Lies Website
Ocwen is prosecuting foreclosure cases in the name of multiple Banks through the fabrication of false evidence.
Evidence which bears no relation to an actual bona-fide transaction but is instead a complete fabrication, created to misrepresent material facts and to decieve the courts as to the true title to the underlying note/